What does the 30% founding member discount actually mean?
When myWealthOS launches on May 15th, Founding Members get their first year at 30% off the regular price — locked in from day one. This discount is permanent for that billing period and won't disappear when prices change later.
Do I need a credit card to reserve my spot?
No. Reserving your founding member spot is completely free. You'll receive an email on May 15th with instructions to activate your account. At that point, you'll choose a plan and enter payment details if you'd like to subscribe.
What makes myWealthOS different from EveryDollar or YNAB?
Most budgeting apps help you track money. myWealthOS helps you use money intentionally — grounded in proven stewardship principles from Larry Burkett and Dave Ramsey. The retirement countdown, Smart Steps roadmap, and giving-first philosophy set it apart from any tool on the market.
How does the retirement countdown actually work?
Based on your income, savings rate, debt payoff trajectory, and investment contributions, myWealthOS calculates a projected retirement age using time-tested financial planning models. Every debt paid off, every dollar saved, and every raise gets reflected in your number — updated monthly.
Is this a faith-based app? Do I have to be religious to use it?
myWealthOS is inspired by Biblical stewardship principles — giving first, living below your means, eliminating debt, and building lasting wealth. But you don't need to be religious to benefit from the system. The principles work for anyone who wants to manage money with purpose and intention.
What does myWealthOS cost? Is there a free plan?
Yes — the Free plan is $0 forever and includes one month of budgeting, up to 3 debts, and a retirement teaser view. No credit card required, ever.
The Core plan is $59.99/year (that's about $5/month — less than one Starbucks latte a month) and unlocks unlimited budgeting history, unlimited debt tracking, the full Retirement Dashboard, and CSV/PDF statement import. Month-to-month is $7.99.
The Family plan is $99.99/year and adds a second adult account with shared budgets and a joint Retirement Dashboard ($12.99/month).
Founding Members lock in 30% off their first year of Core or Family — applied automatically at signup. No code needed.
Does myWealthOS connect to my bank? How is my financial data protected?
No bank login required. Right now, you bring your own transactions by uploading a bank statement (CSV, PDF, or a photo). You review every transaction before it posts, so nothing enters the app without your approval. Direct bank connection will be available as an optional feature in a future release — you will always be able to choose manual import if you prefer to keep your banking credentials completely separate.
All data is encrypted in transit using TLS/SSL and encrypted at rest in our database. Your account is protected with secure authentication, and we will never sell or share your financial data with advertisers or third parties. You own your data — and you can export or delete it at any time.
